DDA and Savings Rates
| Account Type |
Minimum
Balance |
Rate |
*(APY) |
Below Minimum Charges |
| Free Checking |
$1 |
0.00% |
0.00% |
No
monthly service charges.
(Requires
Direct Deposit & eStatements) |
Regular
Checking |
$1 |
0.00% |
0.00% |
2.00 monthly fee & $.15 per check
or Deposit plus $.10 per item on dep if balance falls below $300 or
$1,500 average
$1
Minimum for Seniors
(62 years of age and up) |
|
Direct Deposit of your Full
Payroll or
Entitlement to your Regular Checking will waive
monthly service charges. |
| Regular Interest Checking |
$1 |
.05% |
.05% |
$10.00 monthly fee if your
balance falls below $1000 |
| Premier Interest Checking |
$1 to
$24,999 |
.05% |
.05% |
$25 monthly fee if your balance falls below $25,000 |
| $25,000 to $49,999 |
.10% |
.10% |
| $50,000
to $99,999 |
.15% |
.15% |
| $100,000
+ |
.20% |
.20% |
| Money Market Savings |
$1 to $2,499 |
.05% |
.05% |
$10.00 monthly
fee if your balance falls below $1,000 |
| $2,500 + |
.10% |
.10% |
|
Combined Money Market Savings |
$1 to $24,999 |
.10% |
.10% |
$25 monthly fee if your balance falls below $25,000 |
| $25,000 to $49,999 |
.15% |
.15% |
| $50,000
+ |
.20% |
.20% |
| Premier Money Market Savings |
$1 to $49,999 |
.10% |
.10% |
$25 monthly fee if your balance falls below $25,000 |
| $50,000
to $99,999 |
.15% |
.15% |
| $100,000
+ |
.20% |
.20% |
|
Money Market Savings
accounts allow 6 transfers per statement cycle that may include 6
third party checks. |
| Combined STMT Savings |
$1 to
$99,999 |
.10% |
.10% |
No monthly service charges
Consumers ONLY |
| $100,000
+ |
.20% |
.20% |
| Regular Statement Savings |
$1 |
.05% |
.05% |
$2.00 monthly fee if your
balance falls below $300 |
|
Savings accounts allow 6
transfers per statement cycle. |
|
|
|
* (APY) Annual Percentage Yield
Fees may reduce earnings on the account |
New rates may apply for subsequent dates and the
rate may change after the account is opened.
Effective February 3, 2013
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