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Personal Checking

It's Your Money. Now let's find the perfect checking account for it.

Free Checking

Now you can keep Your Money in a Free Checking Account with Chelsea State Bank.  When you sign up for e-statements (protect the environment) and direct deposit (save time and gas) you will receive this account completely Free plus a lot of other benefits, too!

  • e-statements and direct deposit required
  • No monthly services fees
  • No minimum balances
  • 1st 24 checks Free
  • ATM/Debit Card *
  • Online Banking and Billpay (turn off if inactive for 3 months will gladly turn it back on)
  • 24-hour access via www.csbonline.com or Telephone Response System
  • Free Notary
  • Free Mortgage Review
  • Free Commercial Loan Review
  • Free Brokerage Review

CSB Regular Checking

Trust Your Money in the CSB Regular Checking Account.  This is a simple account designed to keep your life the same way: simple!  Customers who set up direct deposit of their entire net payroll, social security, or other entitlement check will enjoy the no regular monthly service charge. 

The features of this account include:

  • No monthly service charge with direct deposit as stated above - or
  • No monthly service charge with Minimum monthly balance of $300 without direct deposit - or
  • No monthly service charge with Average monthly balance of $1,500 without direct deposit
  • Online check images
  • Overdraft Protection with combined Statement Savings or approved credit line
  • Online Banking & BillPay free when used at least once per month
  • 24-hour access via www.csbonline.com or Telephone Response System
  • ATM/Debit Card *
  • E-statements

CSB Interest Checking

All you need plus a little extra reward for putting Your Money into a CSB Interest Checking Account.  For keeping a minimum balance of just $1,000 you will earn the current interest rate and avoid a monthly minimum balance service charge fee.

The features of this account include:

  • Interest paid based on collected daily balance, compounded and paid monthly
  • No monthly service charge fee if minimum balance of $1,000 is maintained
  • Online check images
  • Overdraft Protection with combined Statement Savings or approved credit line
  • Online Banking & BillPay free when used once per month
  • 24-hour access via www.csbonline.com or Telephone Response System
  • ATM/Debit Card *
  • E-statements

CSB Premier Interest Checking

If you want Your Money to remain accessible while earning a high interest rate, then our CSB Premier Interest Checking is what you need.  This is our highest-earning checking account.

The features of this account include:

  • Interest paid based on daily collected balance, compounded and paid monthly
  • Tiered account balance determines interest rate.
  • No monthly service charge fee if minimum balance of $25,000 is maintained
  • $100,000 required to open account
  • Online check Images
  • Overdraft Protection with combined Statement Savings or approved credit line
  • Online Banking & BillPay free when used at least once per month
  • 24-hour access via www.csbonline.com or Telephone Response System
  • ATM/Debit Card *
  • E-statements

* Debit Cards are subject to credit approval

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