• Contact Us
  • Location and Hours
  • Home

Our Mortgage and Personal Loan Team


Mark Burmis
Vice President
Direct: 734.385.1136
Fax: 734.385.1936

Mark's Bio

Dawn Kalusha
Assistant Vice President
Direct: 734.385.1134
Fax: 734.385.1934

Dawn's Bio

Nancy Zander
Loan Officer
Direct: 734.385.1129
Fax: 734.385.1929

Nancy's Bio





Mortgage Services at Chelsea State Bank

Buying a home is no easy task. Whether you’re a first-time home buyer or been around a couple of blocks before, there are lots of unfamiliar terms and costs that might have you feeling a little anxious. You’ve done the right thing by making CSB Your Bank. CSB mortgage officers work as your partner, standing with you – and sometimes for you – every step of the way. With CSB mortgage experts, you’ll have a trusted and experienced partner to help you make the right decisions and get you into your new home with the right mortgage product for your lifestyle.

Fixed Rate Loans

A fixed rate mortgage means you will know exactly what your mortgage payment will be every month for the life of the loan. It will always remain the same, helping you to plan and budget, staying on track with payments. CSB offers a variety of terms to give you choices in both payment amount and when you make the final payment on your home.

Advantages to a CSB Fixed Rate Mortgage include:

  • Fixed payment every month
  • Clear terms and pay-off date
  • Pre-qualification
  • Partnership with trusted CSB Mortgage expert

Balloon Loans

For some customers, a balloon mortgage is just what they need to achieve their dreams. It’s not for everyone, but for those who are interested in this more unique way of financing, CSB is Your Bank to help make it happen. A balloon loan is perfect for those who are planning to refinance or sell property before the loan matures.

Home Equity Line of Credit

If you need ongoing access to funds, CSB is Your Bank for a home equity line of credit. Many of our customers take the care and financing of their home very seriously. If you have been diligent and built up equity in your home, a home equity line of credit allows you to borrow from the equity to make any sort of purchase.

CSB Home Equity Lines of Credit are used for:

  • Home improvements
  • Medical bills
  • Tuition payments
  • Other major expenses
  • You decide…

Construction Loans

Construction loans allow you to purchase your land, build your home, and transfer to a permanent mortgage when your dream home is complete. All this from one bank! If you desire to custom build the home of your dreams with everything tailored perfectly for you, then contact CSB to allow us to partner with you and make your dream home a reality.


Long term fixed rate.  Minimum Cash Investment of 3.5%

Contact a CSB mortgage expert today!

Online Banking Login

Mobile Banking Login

Try it out - Here