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Mortgage Products

At Chelsea State Bank, we understand that a particular mortgage product may not work for everybody.  Our experienced group of mortgage professionals are committed to providing you with the mortgage product that fits your needs.  Chelsea State Bank offers the following mortgage products:

  • JUMBO Loans – Mortgage amounts exceeding $417,000
  • CONVENTIONAL Loans – $50,000 to $417,000 maximum loan with terms based on 10 years to 40 years.
  • FHA Loan – Maximum Loan amount $270,050 requiring minimum down payment and insured by the Department of Housing and Urban Development
  • VA Loan – 100% financing for Qualified Veterans and guaranteed by the Department of Veterans Affairs
  • Reverse Mortgages – For Qualified Seniors 62 or older residing in their primary residence.  An FHA loan insured by the Department of Housing and Urban Development.

For more information and/or to schedule an appointment, contact one of our Mortgage Professionals.

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