Receive the same "Small Town" Community Bank Style of services our local townspeople have enjoyed for 100 years from where ever you are in the world. You can "Run to the Bank" without leaving your keyboard.
CSB includes this latest advance in bank record retention systems with all Checking and Money Market Savings Accounts. It features Laser printed statements including convenient images of the checks paid, already in numerical sequence. Complete statements and check images are available 24/7 through our internet banking service.
CSB can receive a variety of deposits to several types of accounts automatically. Employers can also initiate direct deposits to their employees accounts at any Bank in the country, allowing paychecks to be "In The Bank" on payday.
CSB Bank Access Puts Your Account Right At Your Fingertips. CSB Bank Access is the modern, efficient way to bank. Now you can use CSB Bank Access any time from any touch tone phone for: Balance Inquiries, Check Clearing Information, Transfers, Deposit Verification, ATM Transaction Verification, & Much, much more! You can access your accounts using your Bank Access Personal Identification Number(PIN), which you may change at any time. Bank Access is easy to use, and comes at no direct cost to you! When you use Bank Access, a recorded voice message will guide you through your transaction. After a while, you may find that you no longer need to listen to the recorded message - you’ll know what to do! You can input your codes whenever you want, there’s no need to wait for instructions.
Receive all of your account information on one statement featuring CSB Laser Image. The daily savings portion of the account pays a higher interest rate than our Passbook Savings, plus provides availability to CSB Cash Access ATM and Bank Access 24 hour Telephone Response System.
WORRY-FREE OVERDRAFT PROTECTION
ON YOUR CHECKING ACCOUNT
Chelsea State Bank offers you worry-free overdraft protection on your checking account.
CSB Overdraft Protection offers you a personal line of credit combined with the simplicity and convenience of your checking account--and you are in complete control. Best of all, you don’t have to worry about inadvertent overdrafts in your checking account. With Overdraft Protection, you avoid costly overdraft charges and embarrassing check returns.
You create your own loan--to cover unforeseen expenses or purchases of that special item--simply by writing a check. When you write for more than the balance in your account, we automatically cover that check (in multiples of $100) with an Overdraft Protection loan up to your pre-approved credit limit.
Once your Overdraft Protection loan account is activated, you receive a monthly Overdraft Protection statement along with your regular checking account statement. It will detail all of your credit line transactions for the month, including finance charges. You will be required to pay 5% of your loan balance, or $100, whichever is greater. The minimum required payment will be automatically deducted from your checking account each month after you have received and reviewed your statement. Of course, you may pay more or all, if you wish, by remitting payment directly to the bank.
It is easy to add CSB Overdraft Protection to your personal checking account. Your account number remains the same and you may continue to use your existing checks.
