DDA and Savings Rates
| Account Type | Minimum | Rate | *(APY) | Below Minimum Charges |
| Combined STMT Savings | $1 | .20% | .20% | NO Charges - NOW receive .45% APY on the entire savings balance when account exceeds $100,000.00 Consumers ONLY |
| Statement Savings | $300 | .15% | .15% | $2.00 per month |
| Premier Interest Checking | $100,000 | .40% | .40% |
Interest drops to lower rates at lower balance tiers. $25 Fee below $25,000 |
| Money Market | $2500 | .25% | .25% | Interest drops to lower rate at lower balance tier. $10.00 FEE below $1,000 |
| Reg.(NOW) Interest | $1000 | .10% | .10% | $10.00 FEE |
| Premier Money Market Savings | $100,000 | .40% | .40% |
Interest drops to lower rates at lower balance tiers. $25 Fee below $25,000 |
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Combined Money Market Savings |
$50,000 | .40% | .40% |
Interest drops to lower rates at lower balance tiers. $25 Fee below $25,000 |
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Direct Deposit of your Full Payroll or Entitlement to your Regular Checking Can Waive ALL Below Minimum Charges |
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| Regular Checking |
$300 $1,500 AVG |
0.00% | 0.00% | $2.00 per month - $.15 per check or Deposit - $.10 per item on dep. No Minimum for Seniors (62 years of age and up) |
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New rates may apply for subsequent dates
Effective August 14, 2010
