At Chelsea State Bank, we understand you have many banking choices. Our customers choose us for a few simple reasons.

We value Your Money.  The staff at CSB truly appreciates that you trust us with what you work so hard to achieve. We treat every customer – and their every dollar – with the integrity that is deserved.

We support Your Community.  Our schools, our hospital, our basic need organizations, our arts community, our awareness groups: they feed our community with hope for a better tomorrow.  And CSB supports them every step of the way.

We are Your Bank.  We fully realize that without you, there is no bank. So, we’re here to serve you with a customer-first and a customer-only mentality that we know you will find is a welcomed retreat to what you might be used to at larger, out-of-state institutions.

So Keep it Local.  Chelsea State Bank is the keeper of your financial dreams.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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